Harbor Home Loans

Harbor Home Loans
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Real Estate Sales and Home Purchase Financing/Refinancing 

 
Harbor Home Loans • Santa Cruz, CA
Established 1983

John Pancallo, Broker / Realtor
Licensed with the CA DRE
#00397890

30 Moran Way Suite A
Santa Cruz, Ca. 95062

Office: 831.479.1120
Cell: 831.334.4963
Email: JP@harborhomeloans.com

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Testimonials:

Jason and I wanted to tell you how much we appreciated all of your work in getting us into our new home. Being first time homebuyers requiring 100% financing can be a bit of a challenge in this market. You were able to guide us through both finding the right home and getting the best financing option available. Your rates were some of the best that we saw when we were doing our research. Your thorough understanding of the housing market in Santa Cruz County was greatly appreciated and saved us a lot of time and hassle. We can’t thank you enough!

Being able to work with you in the role of both our Real Estate Broker AND our Mortgage Broker totally simplified the process for us. Your dedication, dependability, professionalism and insight you gave to us during this process were amazing. And the rebate you gave us sweetened the deal, helping not only with our closing costs but also with some of our first projects in this new home as well.

Working with you was an incredibly positive experience. Just as close friends recommended you to us, we have already started recommending you as a primary point of contact for all our friends looking to also buy a new home and/or refinance.

We look forward to working with you again when we are ready to refinance or buy our next home. Thanks John!

--Michelle and Jason Hernandez


My wife and I recently purchased our first home with John's assistance. John's experience in real estate, finance, and construction put him above and beyond other realtors in the area and helped us to close the deal on the right property very quickly. His rebate incentive further raised the bar; we obtained competitive financing and saved a substantial sum that would have otherwise gone to a third-party.
-- Jesse & Laura Kempa


"John, thanks so much for checking out every last house with us. It was great that you were able to show us the difference between a fixer upper and a teardown. The rebate program was also a nice pad to cushion the closing costs. "
-- Laura A. Rosensteel Kempa

 

 

 
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